Blog

Mortgage rates have been moving in a more stable range compared to earlier this year, which is good news for Las Vegas buyers and homeowners. National averages for the 30-year fixed mortgage are sitting in the low-to-mid 6% range rather than the 7%+ levels we saw at the start of 2025. Even a small drop like this can make a noticeable difference in your monthly payment and overall buying power.

If you’ve been waiting to see where the market goes, this is a good time to take a closer look. Rates haven’t fallen dramatically, but they’ve stopped climbing — and that alone can create opportunity. A stable rate environment makes it easier to plan your budget, compare loan options, and make confident decisions without worrying about sudden spikes.

You can check current pricing anytime at QuickGFE.com, where you’ll see real wholesale numbers instead of inflated retail bank rates. When you’re ready to take the next step, call our office at (702) 813-9000. Our team at State Capital Mortgage can walk you through your choices and help you find the program that fits your goals.

Did you know in Nevada, water rights are managed by the Nevada Division of Water Resources (NDWR), which oversees the allocation, transfer, and regulation of water rights to ensure sustainable use of this vital resource. You can get their contact information under our resources link under utilities companies. CLICK HERE.

As of September 2025, the state of Nevada had over 19,241 homes listed for sale, which is a 17% increase from the previous year, properties on average, have been listed for 64 days on the market, which indicates a relatively slow pace of resale. Now is the time to buy, low demand and more supply, makes this an awesome opportunity to get a fair deal on a home. Call our office today and get pre-qualified, we have the best wholesale rates in the State of Nevada. Get an estimate today and SHOP US!! Compare our estimate to your local banker or brokers, and you’ll see a great deal of saving in down payment and monthly payments. This will allow you to purchase the home of your dreams!!

Check out our Down Payment assistance programs under our resources link, call us today for details (702) 813‑9000!

Check out our rates at QuickGFE.com.

Check out our Down Payment assistance programs under our resources link, call us today for details (702) 813‑9000!

Check out our rates at QuickGFE.com.

Did you know in Nevada, there’s approximately 7,502 Single Family homes, 2,605 condominiums and townhouses currently listed for sale, this is an indication of a significant number of residential options available in this state. The time to buy is now. Check out our rates at QuickGFE.com.

If you need the contact information for your local utility companies, go to our resource link and scroll down to Utility Company Contact Information, this page will give you direct access to most all utility companies here in Clark County here.

Check out our awesome Down Payment assistance programs under our resources link. Call our office today to get more details here.

Did you know there are several ways to hold title to your property? Check out our Venting options under resources here.

Wow! Rates are now super low, check out our rates at quickgfe.com

Check out our awesome Loan Programs under resources!

Check out our Free Credit Repair under our resources link, it’s a quick read and you can increase your credit score very quickly.

We have aggressive down payment assistance programs. Call us today!

Check out our super low rates @ QUICKGFE.COM

Opening day, exciting times, please check out QUICKGFE.COM to get your down payment now.