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  • Home
  • Loan Products
  • DPA Programs
  • Free Credit Report
  • Market Update
  • Apply Now
  • Send Scenario
  • Resources
    • Calculators
    • Credit Repair
    • Loan Products
    • Loan Niches
    • Down Payment Assistance Programs
    • WHAT’S A GFE??  GOOD FAITH ESTIMATE
    • PMI Rate Quote
    • Utility Company Contact Information
    • Mortgage Definitions
    • Beware of Wire & Cyber Fraud
    • VESTING OPTIONS
    • Closing Disclosure Example
    • Loan Estimate Example
  • Calculators
  • QuickGFE
  • What's a GFE?
  • Nevada State Broker
  • Meet / Join The Team

About Al Hernandez Broker / Owner

As a seasoned expert with 30 years in the Las Vegas mortgage industry, I’m dedicated to guiding clients through their home financing journey. My extensive experience, ranging from assisting first-time homebuyers to advising seasoned investors, allows me to offer personalized mortgage solutions that cater to a variety of financial needs. What motivates me most is the fulfillment of helping families achieve their dream of homeownership. Beyond my professional role, I am deeply connected to the Las Vegas community, continuously exploring its dynamic evolution and contributing back to the city that has been an integral part of my career. Working with me means gaining not just a loan officer, but a trusted advisor and a lifelong friend in the real estate world.

 

I will find the right loan for you! Apply Now

 

Contact Me

  • Office Phone: (702) 813 – 9000
  • Email: alhernandez@scmnv.com
  • Fax: (702) 441-0406
  • Address: 7465 W. LAKE MEAD BLVD #119, LAS VEGAS, NV 89128

 

Call me or fill out contact form to receive a free analysis. I look forward to working with you.

Contact Us

Our mission is to provide the best rates, cost, and service in this industry.  Our goal at State Capital Mortgage is to provide access to the best products for everyone. Send us a message and a representative will reach out to you in 24-48 hours.

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CONTACT INFO

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Cap Funds LLC
DBA: State Capital Mortgage
License No: 5478
NMLS# 2233984
7465 West Lake Mead Boulevard, Suite 100, #119, Las Vegas, NV 89128

(702) 813 - 9000

DISCLOSURE

An Equal Housing Lender. State Capital Mortgage, a DBA of CAP Funds LLC, office located at 7465 W. Lake Mead Blvd Suite 100 #119, Las Vegas, Nevada, 89128, (702)813-9000. Licensed in the state of Nevada, NMLS ID 2233984, and the Department Business and Industry, License Number 5478. We cannot guarantee the applicants full approval. Loan approval is subject to full credit approval and program guidelines. Annual percentage rate (APR) represents the true yearly cost of your loan, including any fees or costs in addition to the actual interest you may pay to the lender. State Capital Mortgage is affiliated with State Capital Realty, Albert Hernandez Nava, is the Broker and Managing agent for both businesses, you’re not required to use the services of State Capital Realty, a Real Estate Broker with the state of Nevada. InterCap Marketing, a DBA of CAP Funds LLC, reserves all marketing rights.

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