Start your application request.A licensed Nevada mortgage broker will guide the next steps.
How your application request works.
Submitting this form starts an application request — it is not a full loan application and not a decision on your loan. A licensed Nevada mortgage broker reviews your request and follows up to begin the formal application with you.
No credit pull from this website form. Below is what to expect through the process.
- Before you submit
- This website securely transmits your application request to State Capital Mortgage for follow-up. Please review and agree to the Terms and Privacy Policy before submitting. This is an application request — not a loan approval, a commitment to lend, or a Loan Estimate.
- What happens next
- After submitting your application request, a Loan Representative will contact you within 24 to 48 business hours to get started with the Freddie Mac Form 65 / Fannie Mae Form 1003 Uniform Residential Loan Application. A confirmation will also be sent to your email.
- Credit report authorization
- Before a lender can make a decision on your request, a credit report is required. A Loan Representative will reach out — generally within 24 to 72 hours — to obtain your full authorization before any tri-merge credit report is pulled. No credit is pulled from this website form.
- Loan Estimate and disclosure timing
- Once your completed Form 65 / 1003 application and the required financial documents are submitted to the lender, the lender provides a Loan Estimate within three business days of the application. Closing may not take place until the expiration of the seven-business-day waiting period after you have received the required disclosures, and any redisclosure adds an additional three-business-day waiting period. In limited circumstances, a consumer may shorten these waiting periods due to a bona fide personal financial emergency.
- Application disclaimer
- The Freddie Mac Form 65 / Fannie Mae Form 1003 Uniform Residential Loan Application is designed to be completed by the applicant(s) with the lender’s assistance. Co-borrower information may be required where applicable. Under the Equal Credit Opportunity Act (ECOA), the lender generally has 30 days after receiving a completed application to notify you of its decision — approval, counteroffer, or adverse action. Final terms are subject to credit approval, underwriting, documentation, program guidelines, and applicable law; not all applicants will qualify. Please do not include Social Security numbers, dates of birth, or bank account numbers on this form.
Schedule a consultation
Talk with a licensed mortgage professional about your scenario.
Scheduling a consultation is not an application, approval, underwriting, Loan Estimate, commitment to lend, or guarantee of rates, terms, approval, payment, or availability.
State Capital Mortgage (Cap Funds LLC DBA State Capital Mortgage) · NMLS #2233984 · NV License #5478 · Equal Housing Lender
Apply now — start your application request
Share the details below to start your application request and a licensed Nevada mortgage broker will follow up to guide the next steps.
Submitting this form is an application request for broker follow-up. It is not a loan approval, a commitment to lend, or a Loan Estimate. Please do not include Social Security numbers, dates of birth, or bank account numbers.