Purchase / Refinance
Conventional Financing
Conventional loans follow Fannie Mae and Freddie Mac guidelines and are the most common path for qualified buyers and homeowners in Nevada. Fixed and adjustable structures are available across a range of terms, and private mortgage insurance can usually be removed once enough equity is established.
Who it may fit
- Buyers and homeowners with established credit history.
- Down payments from low single digits up to 20% or more.
- Primary residences, second homes, and investment properties.
What to prepare
- Recent pay stubs, W-2s, and last two years of tax returns if self-employed.
- Two months of asset statements for down payment and reserves.
- A credit profile review so we can match you to the right pricing tier.
Information is for planning purposes only. Program availability and final terms are subject to credit approval, documentation, investor guidelines, and applicable law.